Powered by Open Banking

Your Health.
Your Wallet.
Your Future.

Open a Health Wallet, invest your funds in Money Market Funds, and access cashless healthcare at 1,900+ health providers across East Africa.

Open Health WalletSee How It Works
CBK Regulated
Virtual Card Included
~12% MMF Returns
MintCare
Health Card
•••• •••• •••• 4521
Card Holder
JOHN M. KAMAU
Balance
KES 250,000
Valid Thru
12/28
4.8M+
East Africans without health cover
12%
Average MMF returns p.a.
1,900+
Health providers
KES 500
Registration fee
Why MintCare

Healthcare meets smart finance

A Health Wallet that protects you when sick and grows your money when healthy.

Open a Health Wallet

Link your wallet to DTB Open Banking. Deposit funds securely and manage your healthcare budget in one place.

Smart Virtual Card

Get a virtual medical card instantly after registration. Show it at any partner hospital for cashless care.

Invest While Healthy

Lock idle funds in Money Market Funds and earn returns. Your health savings grow even when you don't use them.

Cashless Hospital Visits

Show your virtual card, get treatment up to your wallet limit, and go home. We handle the payments.

Choose Your Coverage

Select outpatient, dental, and optical limits from KES 10K to KES 5M. Pay only for what you need.

Everything on Your Phone

Manage your wallet, view claims, track investments, and access your virtual card — all from the app.

1,915 Health Providers

Top-Rated Health Providers

Access 1,915 hospitals, clinics, and pharmacies across 170 counties in Kenya.

1,915
Providers
170
Counties
603
Specialists
25
Specialties

Gertrudes Children's Hospital

Muthaiga Road

4.224/7

Karen Hospital- Main

Langata Road, Karen

4.224/7

Aga Khan University Hospital Nairobi

3rd Parklands Avenue, Limuru Road

4.124/7

Mater Hospital - Main Hospital

South B, Mombasa Road

4.124/7

MP Shah Hospital

Shivachi Road, Parklands

424/7

The Nairobi Hospital- Main Hospital

Argwings Kodhek Rd. Hurlingham

424/7
Explore All 1,915 Providers

Search by location, specialty, or service across all 170 counties

Simple Process

How it works

From registration to receiving care — six simple steps.

1

Register & Pay KES 500

Sign up with your ID, link your DTB account, and pay the one-time registration fee.

2

Get Your Virtual Card

Receive your smart medical virtual card instantly. Add it to your phone's wallet.

3

Fund & Choose Coverage

Deposit money into your Health Wallet and select your outpatient, dental, and optical limits.

4

Invest Idle Funds

Lock unused funds into a Money Market Fund. Earn returns while you stay healthy.

5

Visit Any Partner Hospital

When sick, show your virtual card. Get care up to your wallet limit and walk out.

6

We Pay the Hospital

Funds are held and disbursed directly to the hospital. No paperwork, no hassle.

Flexible Coverage

Choose your coverage limits

Select the limits that match your needs. Upgrade anytime as your wallet grows.

Starter

Basic outpatient coverage for individuals

Outpatient
Ksh 10,000
Dental & Optical
Not included
Get Started

Essential

Outpatient + Dental & Optical for everyday care

Outpatient
Ksh 50,000
Dental
Ksh 15,000
Optical
Ksh 10,000
Get Started
Popular

Premium

Comprehensive coverage for you and your family

Outpatient
Ksh 250,000
Dental
Ksh 50,000
Optical
Ksh 30,000
Get Started

Elite

Maximum coverage with top-tier hospital access

Outpatient
Ksh 1,000,000
Dental
Ksh 150,000
Optical
Ksh 100,000
Get Started

Ultimate

The highest limits for complete peace of mind

Outpatient
Ksh 5,000,000
Dental
Ksh 500,000
Optical
Ksh 300,000
Get Started
Compare plans side-by-side & help me choose

All plans include the Smart Virtual Medical Card. One-time KES 500 registration fee applies.

Earn While Healthy

Your idle health funds grow for you

Lock your unused Health Wallet balance into a regulated Money Market Fund. Historically, Kenyan MMFs have returned 10-14% per annum. Your health savings work for you even when you're not sick.

Lock Funds Instantly

Choose how much to invest from your wallet with one tap. Unlock anytime for healthcare needs.

CMA-Regulated MMFs

Partnered with top-tier fund managers regulated by the Capital Markets Authority of Kenya.

Start investing your health funds
Investment Portfolio
KES 180,000
+12.4% p.a.
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Britam Money Market Fund11.5% p.a.
Invested
KES 160K
Returns
KES 20K
Duration
8 months
Got Questions?

Frequently asked questions

MintCare is a Health Wallet platform linked to DTB Open Banking. You deposit funds, select coverage limits for outpatient, dental, and optical care, invest idle funds in Money Market Funds, and access cashless healthcare at partner hospitals using a virtual medical card.
Registration costs a one-time fee of KES 500. This gives you access to your Health Wallet and a Smart Virtual Medical Card.
Simply show your virtual medical card at any partner hospital. You receive care up to the balance in your Health Wallet. The hospital is paid directly — no out-of-pocket expenses at the point of care.
Yes! You can lock idle funds in a Money Market Fund through the app. Historically, Kenyan MMFs have returned 10-14% per annum. Your health savings grow while you stay healthy.
You can select outpatient, dental, and optical limits ranging from KES 10,000 to KES 5,000,000 depending on your needs and wallet balance.
MintCare is powered by DTB (Diamond Trust Bank) Open Banking Solution, ensuring secure, regulated banking infrastructure for your Health Wallet.

Ready to take control of
your healthcare?

Join thousands of Kenyans who are saving, investing, and accessing healthcare through their MintCare Health Wallet.

Open Health Wallet — KES 500View Plans

Powered by Open Banking • CBK Regulated • CMA-Licensed MMFs